AI e DeFAI: l’evoluzione della finanza decentralizzata – Blockchain Day Federico II 2025

We are in an era where data, big data, is now the most important value that exists. Many years ago we read books about data and big data, big data everywhere. But we didn't actually know what the use could be today. We have understood it well. Language models require billions, billions, billions of data, billions of parameters, so 15 years of internet are needed for this revolution that was born recently.

Therefore, the union between decentralized finance and artificial intelligence in a way that aims to improve and facilitate everything that is defi using much faster, much simpler algorithms with a natural language. There are about 600 million people in the world who have ever bought crypto or hold a wallet or who have made a transaction, of which 200 million are active monthly. Now this data is from December 2024, but more or less it has been like this for a year, a year and a half. In fact, the macro adoption of blockchain crypto asset technologies has reached a very significant saturation point. We are not managing to go beyond it, it seems that certain people at a certain age don't manage to embrace it and use it.

We have reached a saturation point. Defy is extremely complicated. Not everyone is able to use it. So this is where artificial intelligence comes into play. um, blockchain technology as we have known it, as we have studied it, has many advantages as well as disadvantages.

We have the advantages of decentralization, transparency, and immutability of data, but it lacks automation. We cannot make it so easily usable. Surely some of you have already used Wallet, Metamask Wallet, or any Wallet Web 3, know very well that in order to make a swap or to make a Bridge, there are a whole series of functions, a whole series of executions by the user that are repetitive, and can also, um, lead you to an error, to a wrong letter, to a malicious contract. So all these things here are more or less facilitated by artificial intelligence. Generally, I don't need to tell you, no, we all know very well what it is, and the main purpose of this whole discussion is to use a simple natural language, a simple prompt, to be able to carry out all those operations on Defy, so in fact the agents They meet us simply I'll give you an example I have to do I have to buy a token on a particular D on uniswap Simple no and I have to go to uniswap I have to go and look for the token I have to do the swap well an agent does it for you simply using a single front Go to unis swap and exchange 10 usdc for ethereum single prompt people take Obviously having access to your Wallet having access to your private key otherwise they couldn't sign the transaction takes signature and buys you the ethereum obviously the neural networks machine Learning etc.

etc. so let's imagine that new people enter the world of defi and see all these difficulties the slippage gas fee Oh God I don't have ethereum to pay the gas to do a swap of two Coins what do I do all these here are significant difficulties no one will ever enter the Defy without an important simplification This is a practical example Okay we said let's suppose that a transaction fails because because the ethereums are missing a person even goes to look for cars online a scammer answers him and helps him but in reality he empties his Wallet Or you go to look for a particular site to do a swap But that site there is a Fishing link and what happens you lose all the funds in the Wallet If however your wallet in origin is managed perhaps by an AI agent the AI ​​agent is also able to immediately read the smart contract that is behind the token you are drawing and tells you no this token you are buying is actually a scam for example unlike the Bots the agents are much more dynamic they are multi- step multi-step decision making um the bots you program them you know they do that and if you do not give them other inputs they are not able to go beyond the agents obviously being technologies that are based on machine learning they can very well learn from their results both positive and negative and also make decisions autonomously another very very nice example that I will give you to make you understand an AI agent can manage your Wallet and your position if you have borrowed some ethereum and you are in a liquidation position because you have lost a position and are about to be liquidated unfortunately And you are resting the position is closed but having an AI Agent that controls your position He is able to intervene to put more capital into your position and we you do not you would be liquidated this is another another example of flexibility compared to the Defi Bots So the Union of the Defi with G Agent simplify the Web 3 world in a much faster way as I told you a moment ago I am able to manage crypto financial operations Monitor the liquidity Pools and perhaps identify better APIs for example I have some ethereum and I put them on a particular Pool Why does it give me 8% per year no we know very well A classic API if my Wallet is managed by an agent I give it the prompt Follow me the best Pools that accept my token and deposit if it is better people will simply go and manually search onchain doing onchain analysis What is the best Pool in an automatic way go deposit to have the most API some applications Community engagement well surely you know very well Most of the AI Agents in the Web 3 world now are perlop more influencers are autonomous accounts that post automatically Risk Management is what I told you a moment ago that if by chance you could be at risk of liquidation people automatically increase for you so It allows you to take funds from your Wallet to increase the position so that you do not get liquidated while you are not following eh the Wallet the first case terminal of truth this is a very nice thing hry arway creates infinite backrooms It puts in communication again last year It puts in communication two large bangood Models just for fun to do them to try to see what happens when when you put when you do something like this Also because last year in last March we were right at the dawn of the first models like meta Gemini C GPT etc. etc. then subsequently creates infinite backrooms for Chain redit and creates terminal of truth g them It creates precisely puts It puts in communication these two llm they start talking to each other about a religion memetic Meme of the internet shortly after it is noticed they are Helped [Music] by Mark Andersen who gives him 50,000 to improve the model someone then later not the founder someone else randomly makes a Meme called goat referring to this ai who in effect published posts on Twitter someone makes the meme the same ai goaz notices that someone created a token for him, he starts talking about that token and from there the toen went crazy because all the people followed us for speculation virtual ai is a Launchpad no code so this protocol is an ecosystem it is very large this is perhaps the most important name of our ecosystem Web 3 allows you to create your own ai Agent without us having coding skills it is very very simple mainly in the gaming and entertainment sector they create ai Agents within Roblox and and Roblox or whoever creates the server to pay for this service mainly Or ai Agents who are influencers are 24 hours streaming on Tiktok YouTube and other social platforms this shows for a moment the first steps on how to create an agent Ah yes a very important thing Um keep in mind that the agents in our Web 3 world are mainly developed on two blockchains two now three strongly on Coin base Gianluca will show it to us later but mainly the two the two blockchains are Solana and base so most of the framework kits can be found on these two blockchains Here you go first name surname What can he do on Twitter you can stay reply retweet search send money make payments ea xbt and I'm getting closer to my part and xbt is an agent that is very complicated very complex even though they have behind them large led models. Consider that they are mostly not on Chain, that is, the agents are smart Contracts and live a Chain.

But the training models are the classic models that we have today and xbt is very strong. It is among the most important, it still works. You can go and look for it on Twitter, tag it chola at xbt, tag it and ask him, give me, give me the price of Bitcoin in a week. Give me a hypothesis. Or give me a tokenomic of this other currency.

Explain to me the fundamentals of it and he will answer you behind himself. He monitors the approximately 400 accounts of the most important global influencers on the web. If these 400 influencers start talking about a currency, trust me that ea xbt will autonomously go and make posts about it. He will go and talk about this currency here. Eh Industry ai is a multiagent.

um Okay, they do different things, it's not necessarily necessary to have a framework with a single agent that does only one thing. Or 10 things. In the agentic era where we all find ourselves, you can even have 10 agents that work for you and that offer this service. It's truly there's no limit to how much you can do. um well, and here I'll leave the floor to Gianluca who will talk for a moment about Coinbase and the framework that we can use to create our own agent.

Note on Coinbase, thank you, thank you. Hello everyone, I'm Gianluca, co-founder of Naples and data scientist. um to do a little recap. So we've understood well that agents are a union between artificial intelligence and blockchain, so we can trivially understand the two big trends of the last 5-10 years. But what is the best part of this development of the Agent?

Obviously, it's the peculiarity of the blockchain, that is, open source. In my opinion, not many people in the world have understood the benefits of open source technology. I would like to give an example of what happened to Tesla a long time ago, which was about to fail because there was no car market. electric cars since there was no market for electric cars, Mask at the time decided to make it Open Source and therefore make the patents of his Teslas public. Consequently, after this move, which many financial experts criticized, BYD and the various Chinese companies created electric cars as a result and a market was created and then Tesla obviously took over as the market leader, but because I'm saying this, the blockchain and thanks to Open Source we have had an exponential growth in this sector of our industry in an exorbitant way and consequently the beauty of this concept is that Coinbase, the most important exchange in the world, has put Open Source a library to allow the creation of agents.

So as we were saying before, thanks to Ionut we have no-code platforms that can allow you to create agents for the most experienced and for the most interested programmers, we also have Open Source platforms with kits that allow you to create artificial intelligence for any type of action, so we imagine these AI Agent Kits as a union between artificial intelligence and the blockchain, but we also have operator kits that can also be used outside the blockchain. For example, I can download an operator within my computer that can operate inside my computer not necessarily in blockchain all this thanks to these kits obviously here we have put various examples eh Just to make you understand I mention a couple we have various iAgent kits that can create agents for game Marketplace maybe I don't know if you have ever played Fortnite or different games but the assets you buy in the games Anyway they have no value no they remain still there and in my opinion this paradigm will change thanks to GTA 6 which will start to see maybe Avatar which will be the Agents that will perform actions within the game so in addition to changing a bit the financial ecosystem There are various use cases that do not only concern finance but also concern the world of gaming and the world of management general data management for example we can also have Creator Bid which is a II Agent to create eii content therefore which connects to Sora or connects to Google Gemini 2.0 and can allow you to create videos that are great for your social media and consequently your company that maybe does marketing you no longer need to hire X designer But you have an iAgent that will generate the content for your target audience consequently we can also have maybe Ei Agent F I don't know if we are experts in zek Sync here but Zero Knowledge proof is one of the great narratives that is growing our market and consequently we can also allow ourselves to create II Agents that use Zero Knowledge proof systems so not that all the data is public no maybe if a bank would like to use the blockchain it would like to use an i Agent as a customer service to respond to its customers maybe use zero knowledge proof to put a Chain in certain data but not all maybe public data that a user maybe doesn't want to see and we have many other examples maybe like clanker which is very similar to Virtual code which can create tokens for you based on your request for example if before you had to be a programmer to create your own blockchain or a token now I can go to this Agent and say I want a token with X supply my objective is this utility my objective is this target Audi consequently in 2 seconds the Agent creates this specific token for me so to tell you now generally speaking artificial intelligence is making us supermen Ok any type of person before who needed to program or needed to do any type of thing Now We have evolved as a human race in my opinion because anyone who didn't know a certain concept can now know it. Obviously there are pros and cons and we can discuss it maybe later, but the goal of these techniques is to speed up Tasks. If we have a problem, we have a pocket.

Now we can complete it in a much faster and automated way, therefore, for the most interested and the most curious, since we too, in our journey with Professor Aceto, whom I thank in partnership with Federico II, which we recently took on a sponsorship, we at Naples help Appunto and we have fun proposing various projects to our students, including now. However, since it is all Open Source, it is very simple to create an iAgent and Coinbase, the great Exchange, provides us with this kit that with a couple of clicks you can download to your computer and have fun trying to create automated artificial intelligence for every type of Task. How could it be, perhaps, to send an email at 8:00 in the morning using your Gmail Ipi or perhaps to use financial transactions within the BL of the blockchain using your Wallet connected to this iAgent? Replit kit is a Marketplace of different Ei Agent kits, however, the most used in the world currently is the Ios. And this one from Coinbase which represents all the key functions that can be useful to us, as a consequence, as I said at the beginning, we are talking about this paradigm shift, not this union between artificial intelligence and defi.

Basically, you have already talked about it enough during the day today, I think we all know what defi is, but basically it is just to give a small recovery. Defi is decentralized finance. That is, if I previously needed the bank to receive a loan, if I have various digital assets, I can go to Ave, which is a protocol, if tium, one of the most important, and consequently take out a loan, take out a loan, putting my assets as collateral. However, as Ionut said, first, these actions, since they are done by human beings, can correspond to errors and consequently, perhaps an institution or a fairly important body is afraid of using them. Normally, people are not afraid of technology, guys, that is, maybe we are a bit in tw because we study this, who is a programmer, who is an entrepreneur, and we are passionate about it, but a The common person is really afraid of approaching technology.

These Agents solve this problem because they minimize the error. Because the action is no longer dependent on the human being. But it depends on the machine. Obviously, they minimize the error always within the limits of boundaries. No, because an Agent is programmed to do that.

Unless there are decentralized servers or it has infinite data, it cannot go beyond those boundaries. So we are always talking about the limits of the action that we give it. Consequently, this new term was born. I do n't like words in blockchain, for example, nft. No, which was an absurd bzw that in recent years has killed a bit.

No, an interesting Smart Contract concept that was that of 721. When I talk about nft, people get scared. So, let's try not to use these buzzwords to precisely change the paradigm a bit, simply to call them for what they are. No, and consequently, Defy has now become defi, just like with the i instead of the i, it represents decentralized finance, but used through these Aliens. Therefore, whoever was perhaps afraid of using Wallet because they saw on internet that there is the one who sent the Bitcoin or lost the Bitcoin se phrase and has been looking in the garbage for 10 years for his USB stick that was worth X containing X million dollars of Bitcoin Now maybe those who have this fear can interface with our industry perhaps with more interest thanks to these i Agents that could give us a hand and consequently this industry is scaling so much compared to the other micro narratives that we have in our sector precisely because it is all Open Source so in addition to being distracted excessively automated and also Open Source so this is an absurd multiplication and that is why as Jon was saying since last March when this trend started we have had thousands and thousands of i agents and tokens as usual in our but in this sea of ​​i agents we actually have something nice that can be useful to us in our daily lives and consequently the whole concept that lies behind defi is to automate any type of action that we have on the computer but not only Decentralized Finance Eh if I want to send an email to a person has a specific time as I said before Every day I can do it automatically If I want to send messages Today if I want to do some deployments on my terminal and so on, that is, any action that you do on the computer can really be automated.

Consequently, we have taken, let's say, the most important use cases of this narrative and to tell you a little in simple terms for Nasel, in short. As regards DeFi, what we are talking about are the main use cases: the prediction of market trends, obviously because at a financial level, speculation is always, unfortunately or fortunately, what happens in this market. Obviously, we also have various Agents that rebalance forecasts that my Agent can do. I can also ask him to rebalance my portfolio. We have trading operation automations or financial analyses, for example, which liquidity pool gives me the highest yield, the one on Uniswap or the one on other Dexes, and consequently these Agents have become real financial advisors who help us in our financial operations in DeFi.

Obviously, this is not the only use case, we also had use cases at the governance level, so consequently, we need to check the governance system of the DAOs and how the Communities interact with them. dao we have various cases in the world of gaming like I was saying precisely. In our opinion, GTA 6 will be one of the first big eii agents Marketplaces with the heading between gaming and eii but already now we have several interesting games in Web 3 where we have intelligent mpcs so there are no longer just Avatars that have no life but let's also say these Avatars have come to life thanks to these High agents And obviously a whole system of simulated Game Economy is created within these games Then we also have a very interesting system that perhaps can be of interest to those who are part of the academic industry namely pgf and the refi because the pgf precisely The Project gr Grant fundraising for eii is a distribution of Grants based precisely on a Project impact data so we have the Agents that make Forecasts of which projects perhaps really deserve certain Grants while instead before perhaps the decision and the Grant ing gave it a little bit in a little bit different way however respecting different criteria obviously we also have automation of AirDrop optimization of react funing and so on while instead as regards the deshi we have Forecast of Model training always in an automated way thanks to these i Agents So if before a researcher needed X hours to do research now with the data we have available nowadays these researches can be done in a faster way Deep Research comes to mind if you don't have it I recommend you spend $ 20 a month to have Deep Research which is something absurd that really thinks like a PhD research I don't want to demoralize you we have to continue studying but the concept is that we have to continue studying using these ai So we can do much more thanks to these tools I don't want to dwell on mcoin but unfortunately because I personally hate MM Coins but I understand that Mem Coins are a bridge between Retail and our industry No because in any case memecoins are Cool they are fun and they are let's say a bridge that goes to convert Retail and as you can imagine we have had many Trends many use cases also for the mm Coin industry so consequently these II compared to all the other technologies as we have seen is totally transversal and also for this reason in my opinion it is one of the most important revolutions of the last decades and consequently Yes we have seen various use cases at a national level macro maybe in the micro we can see that we can define them these are G main use cases at the financial level between automation data analysis automation are loans automation in Finance so who is Who is that are the users not of those who really use these tools in the end they are always investors who want to speed up their trading model Professional traders who want to have Forecast opinion from a II not just from an asset manager maybe risk managers and yield farmers so it's nice to talk but at the data level we always see that finance and this industry always attacks finance so consequently It's up to us to try to use these tools in a context that is not financial these have been the most interesting projects of the last few months for the more curious if you want to take a photo maybe later we will send the slides via email to all participants Buzz comes to mind which was truly a project success and also maintained a nice Price Action grifine anon and several precisely II Agent Coin which as you know each token represents the project together And this is another beauty of the blockchain that if you believe in this project buy the token First but I recommend you check the tokenomics because most of the time they are quite inactive and consequently I don't know if it can be a good investment but at the utility level it is certainly a good concept because unlike other protocols for example if I want to use virtuals which is the protocol that allows me to create agents without code So with a couple of sentences I have to have virtual tokens no So unlike many other Coin and other Trend This was really a utility because if you wanted to use this Agent tool you had to have X token of that protocol so this system however has differentiated these Agent tokens a bit compared to the various useless tokens without use case in the cryptocurrency market consequently we have various examples here for the most interested we will send these videos if they are different tutorials these are videos exactly how to do a simple swap using gfile I think there is a lot of value because one thing is to talk theoretically and another is to do it practically so consequently if someone wants to practically follow it is important to see these tutorials that we have put in the slides with f you can also use different searches of eld and and with Baz precisely you can operate different blockchains and buy them this also on neosol but the same thing on Solana and consequently we draw the conclusions that after only one year we are at the beginning of a multiagent era that will revolutionize not only the on-chain panorama but also the entire traditional world and I repeat here there is no need to be afraid eh I believe that it is important eh to work with these tools precisely to adopt them so as not to be left behind So now if perhaps an engineer who knew how to use the i was an intelligent engineer now an engineer who does not use the i is not an engineer No here the concept is very simple we need to speed up the adoption and that is why we are here with na puletto to try to change the training model on a practical level In our Southern Italian territory consequently the major use cases that we can see that are not in the financial market we can expect them in e-commerce and customer service So if before I in the company needed X customer service now with the lemen Labs which I don't know if you know it But it is an absurd ei Voice Marketplace I can create the i Voice of Franco the Neapolitan parking attendant for per I'll give you an example and I can create a Custom Service Agent that sits there and responds just like Franco, no, so consequently I who needed X customer service now no longer need it, so surely in commerce, in customer service, there will be automation like in the financial market. No, we said it quite well. And obviously also in the production market, logistics, obviously where there is always data, there is a need for II and consequently there is a use case for these II Agents.

From 17 to 19 July there will be Naulet, which is precisely our second edition of Napul, the event regarding Web Tre and Quantum cryptocurrencies. Let's say we try to touch on any innovation that is important, not in our opinion, and our goal is to create jobs. Last year, many people who came to our event found work because we connected various international companies with local talents. We received a grant from the Leum Sport program, which is a branch of the Leum Foundation that supports these specific types of events, and for us it is a great honor to carry on this initiative, which was born a bit like a hobby, but we are here precisely to try to teach and fill this gap also thanks to the guys from Naples blockchain obviously this is that COD for our site we do various meetups we do various lessons we give various projects to the university and obviously we wait for you all in July the 17th at Villa Doria d'Angri in Posillipo guys R