J3 FA 01 Christoph Mussenbroc Decentralized insurance Lessons learned and the roadmap to an open

Hello everybody, good morning. My name is Christoph Mussenbrock. In your true driver's service in a resort, you what we have been doing cease here the pensioner testing to look back and what we have learned excursion in future.de roadmap to open platform drinks will be so first look back starts meanwhile could this time prototype like double together and two weeks in my summer holiday cent some meat insurance like Waterloo so are schools speakers everybody's be careful what we call it insurance as well as basic like since January risk sharing application and how immediately police ends worked for friends of mine is when this news the producers smart connect was real money and the ugly how we had about one deals police and economic research together games premium stores page place we had about to pay out for delay 3 cent premium suite collected justice payback but loans and working to develop not going to waste in looking back something between regulation is the features like connoisseur Gerhard challenge of the soul as well as started cent Mustafa WFV the services lie regulatory on course how will be so active in developing the economic model on what the witcher camp contribution until in November 2006 again top model for risk sharing so casually slacker Diaby Heinz Kamphus let you need a lot of capital to capital life insurance that cannot be Putin wise in sure but you need is now capital and resource model Jack and service blog chain the peapod in money in the smart connect smart contact air is users council for insurance and be participants in the school gardens into trading very money and lock in the money in the US is basically reinsurance and login as well as the galaxy in Herisau camp about quality project I collected $50,000 in value at that time Mosley so- called hacker gold among the viewers she Heike Piepel continues to donate is yes in our music on 61 is Grace the value and basically found out she got choice whether one almost here so was very small sees funding like JBL 22 Lounge we then expect interesting seventeen like picture Apple products forms prototype for social in Sybille prototype Jakob insurance and of course we want some nice price is like Oxygen Oscar was to most important things at how We just to establish partnership, it is so far an insurance company and Malta, a comeback of the later, this is it will be coming, Accenture travels Baden, rule unfortunately, the most beautiful block 10 Audi, a buildings in the productive Valmont, got the lessons learned almost as much as need to integrate into Xing frameworks, customers to say no to the world, we have some kötting here, had to go to Bad Vilbel, BC, Ministry for the Funny Cars, as well as to two top teams, asset management agency Unity has gateways and how need to integrate index is in the fiat-based economy, sandwiches, not an easy economy of regulators, would like us to start in fiat economy, me thinking and the economics of the decade, and of course we have the challenges, so and the hard hand will take away with that many of the requirements of regulators, a reasonable requirement and only blocking fittings, partial protecting us and the framework, is developer days of his end, needed to protect first choice, first customers, the company also project as well as need to understand the framework with a not coming from space, can tell me from banking space, something like that, so hard landing last for me to live in as regulatory of Bath now absolutely last big The problem is that Vestberg Lakers has real problems, and we need to train key interest rates. Blog Changebase, yes, this problem in the sector, economy class immunity, translate Google Translate, already since birth in them, fiat relations, one of our time.

You can skip to economic prospects for, so that is absolutely in Essen. Sorry, but the challenge is how we need to switch from external relations standard in fiat, whole tumor cells relations, internal lent intrinsic, settle so regulation which is not working with Putin's working to develop framework for the classic collection. You are in the fiat framework, and Xing is itself customers as talented, whether the four has gateways, and how we need to sing, built demand and needs of customers, and it's nice to form. It was very hard to build a product manager, accepted our marketing event, so the next challenge is operating smart connect insurance building. It is a complex system, building 7 smartphones, always more complex containing business logic, dispatched, it is favorite systems north, however, Tadic was now favorite system, and we need to set this living system in set upgrade capability is a key feature, as well as contact me to exchange account of the concept in Lifewatch, so Benita system which enables the means that we have caused the us that means we need to versions is architect Rolf challenge and very soon you get lost in complexity as well as the side to do it from scratch like picture an operating system before Los Angeles which is helping to maintain the patients for different and sustainable comeback this suffering reading is cryptography volatility the challenge of special him in protection at the protection of the euro promising future values ​​a nice concept be promise you say you some value washing machine sense to watching machines in Washington of the block a new dawn to at in Washington a sing machines will cost 400 dollars streams maybe the expensive battery costs double in northeast Benita values ​​notice of the currency and commodities like in downtown is as a policy the building never so exactly what is on is but how value in have here in two years that can be anything not know how one dollar tender can let like 100,000 dollars snowboard beyond third problem so Michael Leutert have already center in Malta who they people are very innovative two building legal framework that New Balance according to Kripo Currency and Invest Inc.

progressive 1 we know duo in Malta see book perfect wine and almost but the exclusive cryptic Ryan Seacrest County in our puzzle as well as tractors NZZ Wertingen is via drink picture in schools Sunday to her the button quite a little the for music show calls Malta's PlayStation Malta what we need to be able to be producing capital as well as thing for insurance and attracts chain units tablet along with activity has appeared to value does not have term dollars at the testo be concrete value for example will in Washington index how we be a nice policy guaranteed to get one washing machine into the independent on which can be used to what we need is basically big challenges Januvia went to the helpers the US cent it is it but know but know is they form insurance platforms and attracts changes highly automated Icelanders partly transparent easy credit and probably fair in the single last point let's out of the gates of the consumer prospective because the basic the words trekking in the leave in space people don't understand insurance corp CNNC very always happy feeling that may be seeing this is not he called in the sales pro, tweets in the space, his only one, sets differently, and how were the examiners? A block 10 is a research platform, forces, and next 2 you want to build a product specialist product. Who will be a live navigator, licensed policeman? So not right now on the first tour. Sweet, sweet life is the new one.

Will be able to fly the policies, not only limited airports like in the Otto, would have life, but live your way to the world wide license 2. Because, as on a large-scale project, so very impressed by them, different hacks, and want Mike Batt, EHEC cent, also events. The fact we had one parity, Wollitz, until not much, but at least for as much, Viola Keepers, still a group itself, but it is legal, but money back of chaos, how the site sets an application for insurance, as well as the hosting, built, tipped over, wallet insurance, and all that I have, some alias, head of department, is also off, that is either going to build the framework for itself. Of course, I have some projects which are asking us to join a framework. Insurance on demand, car insurance, comprehensive insurance on demand, also in the pipeline and working group is builds five expert exploring victory open space image Johannes Schön us it is however life so but still so from the Ford aspect on a platform via not going to build a huge insurance company which does everything from eleven but we want to build in open platform basically anybody who has to be a product ID sitting here to be able to launch the product informed how we have also found legal framework that enable season will have little capital and you will be able to state insurance business in baby prepared the product is well a provider THW userbase and manages small capital beach camp d in bad capital requirement but model will be for less than you know it in classical economics in Germany are minimum Keppler came and so Bautz million you sent in this would be able to start Mewes TK YouTube fans horrified from so will enable many innovations excommunication end product and lounge be however news 5 million baht you can can stars and explorer touch work Bible provisional platform Kolping Choir will bundles respect Cisco quad bundle of technical blog chain infrastructure for example of insurance operating system operator security contractor know monitors m These motives as that is block Jean-Francois technical infrastructure title from the thread and data protection as well as www lounges platform how limited for projects music in the city in Sickinger Carey about overtime countries and South Stream project Kubi sponsored by from the same gardens Mount Office capitals way just can't start a fire and sword aspect is mostly a violations how we continue to provide relations framework should I don't need to speak to me but we will do it for you expert is the rule that a bible provide you very simple framework where you have thought simple insurance products and fulfillment so that Michael John Clancy group structure chairman that is from special because it South Central Station dwarf Spacey key feature is about foundation at the top foundation is found at Bentley operation model according to DUH marketing for them is the paradoxical model as well as two people not into the foundation has asked to secure their intellectual property open source and accessible key features now not in commercial and its stop the foundation insofar as German leasing foundation is not for profit claims foundation for its first commercial and its watchers international holding basically mini one bodybits collex bossy liegl structures below sitz holding it would be necessary operative holding ready to people virtuoso counting unprecedented is how fierce they excel business and business is here this is e core epc chor pc inspector company a protector number company - legal entity limited malta limited is hesse balance sheet angels balance sheet we have several cars and trucks columnist they a nice business but in the next columns eric blum is the upgrade company now has a separate legal entity when legal entity requirements of doing some insurance business self service support they scan themselves very different into the business one we know washing machine insurance index kandy mobile phones car insurance waters of structured query project likes to no fight no user infrastructure and in no time this is the special construction how sex is in malta as well as something thick l'aquila last year's eve of destruction and the foundations partner with enabled us to launch the first saw this way and the main time in rostock they here how will be able to launch on construction it is it they that they the best model For defense performance, beautiful we can sing, and success, of course, it profits, batze profits.

de professionals often like the investor sector, professionals on the platform, it's going to scale, as well as profit will flow back into the platform and will be used to scale the platform to drink, capital is itself an incorporated model and structure will need capital, either needs to collect capital, provides for different insurance businesses and lack illegal company, trade fair counters collect money from interested investors, interested investing insurance risk to users' money from the capital, ice, she is in the business, so basically structure here is acting essentials for PC here, and of course, like Harry from the Disney company, is for providing it services or supporting services, it's probably different, she in Iris International developed protocol is open, anybody is invited to the structure, of course, I can't do [music], video image, first, and its first infrastructure, and other people want to use our open source protocol, view, invited to think that is better to build, operate, thought the US to join the structure until open end, will always be open to use network effects, here in the Enns, means, so it is, the fundamentals truck The show for the fans is already a cent, initially Appleby to develop a moving part in this and projects and the pipeline built up 15 projects which started us to become cells as well as how we have some pressure and but pipeline and I want you to build the SVS post protocol stack and Konz Trier set technologies day is like sooo internet stick like Mr. for base layer which the WM a system blog chain and sent to base layer Josef Dissler example Heyer languages ​​coating best practices library standard huge if they then and top of the basic layers of specialized business layers the double like business process engine which enables us-tour an business process is complex business process is a standard is men 1 that is Ribery generic not specialized and finance Patrick and tops is like HP financial atomic processes and standards and we have insurance and even protocol as well as want to make sense partners small is possible so monolithic protocol Beate protocol beach is completely integrated in sievering protocol stack by means of using standards like for example identity standards standard for claims management and so and so starts the first time as possible but of course I could have to make it application assist protocol stacks that is But even and model on light and media his models applied the Lakers without the one capsule the motto here so they're part is completely tournament I know basically to any parametric insurance and data between the schools cent she is party implement is an upgrade title model so you can exchange Katowice swinging she live Mozart changes and expensive to me great day keeps controlled by concrete registry world championship record visitor data security contractor always look first island controller in the registry DNS system and then you know what is Khan contact answers she these countries and the whole access control both access control concept series definition Werbitsch confectionery Malkovich function in which the contact so forester was the challenges for example how never to implement two tokens because how popular payments Vista is also never second best solution that I had the chance to cancer pain for example the broken beats Vivello ping but we have not really develop standard for paper tokens how Herbstes new I have she say 77 and how high does the chamber estimate standard service infrastructure baby Heinz Haupt change we are working on the second Singh is taking the king is It's important to do it exactly in the model before token variations, and you know that we need me. Can you offer incentives for holding tokens, and in a bottle, youth got tokens if you want to participate in the network? The network is expensive to build, therefore, lottery framework collects capital immediately via building. It's infrastructure, men's substance value, and because the expensive one can't just be digits, community features, money, and used to produce percent, as well as needing to reach it, is infrastructure by staging.

Gaming is so innovative to users, platform, and money would now come together. That's taking and taking is except used for gaming service level agreements. Ofix-all Kleist Winnetou's text is tokens, and I don't go back in time. It will be like needing, so you know, be dry, internet freaks, or Kleist Hesse breakdown, be Vice Josef, and Oracle Instapaper means roughly one to clean, collateral, and deliver. It's just money to pay for the next challenge.

It's implementers taking the forces, taking in general for the president, platform, and application of staging. It's here because the operating system is at operating complex market control system, which is difficult. as well as net at the bed of the smart connect often chain solutions with tracks every step of the smart connect nice word picture let you in industry educates from scratch because we had smart connect running until sinks but also so one builds deals policies and other things can track and trace is like the side of mushrooms operating system although handle Martin Börschel to Hansel sometimes to sometimes tennis suburbs of project enterprise customers now upgrade supports continues deployment and integration and we can dream of equity so Avery will help the smart connect vision his Red Devils from fleece show me the complete development change room so forester the hotfixes and upgrade to them sent bankrupt 1 zucchini dreaming environment joke is able to track the whole development process from the beginning to see and become the herbs our block 10 then about training how not on events tracking as well as Ford the backing NV previously Kipping travel event and the very easy access to this is us can yes now impossible 4 hundreds of events then that is knowledge no longer post lower selective display and of course smart connect award for other product change and You need to build news. Mart could go from new products to shutdown, absolutely correct. Recently, never again from the segment.

So, with the operating system, so many changes, but we now have a working system. Bible presence in the near future, and of course, we will open source. Park circuit specific tour product lines went to cheers. That's outside of our favorite product. Costing always goes step towards the ability of luxury coupe to space and the regime's instinctive.

Lose my money bank account. Only did the banker, with open shoes, some kind of security. More knowledge and give my money back in case anything happens in St. Volks ampel in Germany. Everything has to be part of a self-acting organization.

One hundred cases for every customer. The banking casey bank. Great bankruptcy of an Ingbert. What happens when it's nothing for space. So, looking at Wall Street, although it's like this monster world from zero to the iPhone and my cello.

Some airlines from the computer. Club tour investor. That's exactly how it is with Jaxx. In my case, 1.0 on the 16th, you notice that too.

For a shipping fund, products because you don't know They are in because they are products good usability partner complex with don't know how they work in Germany so difficult o'clock in the next is with be it is a typical project which this may be one to take that is a huge amount of project i can can live war nix los sein baby project is completely broken so they have transaction volume ph the focus is also for a while bilici a me to move money for everyday because they built to you think so focus is for a while bilici and user interface ipmi 2 hensel that is politics 1000 meters weighs they want the holy complex contact center very difficult locates the complex team i have a question marc behind the ability because of complexity as well as too little will twitter simple and now i come to the high volume want want now on foundation of a diver high volume small things and th The demand for security is usability volume is still the quest people to access the money that's ok but it must be secure and we have worked on this and we have thought the centers is the minimum trip to knowledge based on a proposal at Christian Runkel is the Nazi famous implementation now into the role to when the Lions often and how popular the simple wallet copy formula I very shy basis like Canon in step correct as well as move as have many is shot from Sysdsoft is handle people because I can basically bell success to both and completely possible but love you the on site already six hours is the accessory in the first time as well as network access but we have again the US band the basic kraut will be built minimum want the maximum city lines of code image form verification France is set to sign that what we are doing exactly talking to ensure that never warned Seecode the outer wall of the environment because because some crypto want students tipped wars and the course of course in the demanded deputies beard as from Nidda monitoring Vinicius I every move the world we need to know what happens sex and the city monitoring with recovery for peace and of course this will be made easy done currently and blogs chats elf can also live then in says arend los angeles the corsiglia talking about you see is what is possible and we have i told us brokers and security station shall company provides a couple of working people four bullets to a stop loss and country bands take you for watching [applause] delius season on them