ES | Agents and Future of Finance | MERGE Madrid 2025

Uh my name is Ren. I'm the CEO of Giza. Today we're going to talk about agents which I'm sure you heard a lot about. You may you may be using them and future of finance. We're going towards a a financial future that we discussed quite a lot today about regulation about uh tokenization about treasuries.

We're going to see how making can make all of those things multiple times better with what we have. A little about Giza and what we do. Giza agents allow users and institutions and funds alike to get the best of finance 24/7 with zero overhead. We automate finance at scale. To date, we have moved more than $3 billion in volume.

Uh today we account for around 3% of all activity on the base ecosystem. We have executed more than half a million transactions on behalf of users. That is half a million transactions that you yourself didn't have to do. And we have to date generated close to 200% more profit for our users who are using uh Giza agents that are managing tens of million dollars today. Why are we doing this is the question that I would like to dive a little bit deeper into.

And the answer is very simple. The markets as we know are outdated. The financial markets have not really caught up with the technology that we have today. the structures are completely broken and the ones that are not broken present you with an array of optionality but without clarity. Today when a user opens their wallet or goes to their banking app they are faced with an excess amount of options from charts to tokens to to anything else in between and they don't really know where to go.

We are facing saturation and complexity like we have never faced before. Another thing that has been outdated is ourselves. We have been outdated in terms of how we interface with the markets. We have to sleep. We have to eat.

We have to spend time with our children. In the meantime, markets do not. We cannot process vast amounts of onchain data. We cannot make split-second decisions. When we try to do it, we are terrible at being profitable.

We sell too early. We buy too late. we fomo into things left and right and overall we cannot really keep up with what with what the markets are demanding as of today. The last part that is outdated are the interfaces that we use to interact with the markets, the products that we have today, the the trading uh applications, the banking applications, all of these things are lacking the intuitive responses that we need from our capital. This is what we do at Giza.

Giza agents does everything that you cannot. Giza agents don't sleep. Giza agents processed vast amounts of financial data and Giza agents make split-second profitable decisions for you so you don't have to. The first use case that we took on is something that has been discussed quite a lot today which is stable coins. And the reason we took that on is I can tell you but I can actually uh show you.

This is the stable coin ecosystem today. As a user, you don't know how to navigate it. And by the time I put this slide together and I'm presenting it, there has been like five, six more stable coins that launched. And we have created an answer to the question, how do I invest in stable coins? And this answer is only going to intensify as more and more people ask the question, how can I get my hands on 8% yield, 10% yield, 4% yield or my euro or my dollar.

We have taken this and we turn it into this. We have we have built an agent called Arma. You can go to arma.xyz XY Z and get yourself one today where it takes care of all of the complexity for you. You deposit your capital and it continuously hunts the best yield on DeFi for you without you having to do anything.

I deposited around 50k in February and today I have around 60k and I did not have to press any button. I did not have to make any transaction and I do not have to lose any sleep over it. For us, this is the future of finance. The future of finance is not a future where you're staring at charts and your eyes are bleeding or you're doom scrolling on your Twitter looking for alpha. It's when you sit down and you delegate in a safe regulated policy bound way to a entity that is much better at handling your capital for you.

That future is very much userentric. At Giza, we have no interest in making incremental movements or incremental improvements. What we want to make is a total paradigm shift in financial UX. We want to take it from being productentric where you have to think about assets. So when do I buy BTC, when do I buy ETH, what is my Revolute Bank doing to a user centric finance where you can dictate the future that you want to have.

You can say I want 80% of my capital to be in risk-free assets. I want the profit that is generated from there to go to risk on assets. I want 5% in an index that is giving me, you know, 2% a year. And that's all you need to do. From that moment onwards, we have agents that are much capable entities of execution, of intelligence, of digesting data that is constantly working your capital for you.

So you don't have to. The future is you having a companion that helps you achieve your financial objectives rather than you scratching the walls and losing sleep over it. The future is very much money that works for you. Uh the future is very much going towards this chaos to clarity. The future of finance feels like the moment when you stopped trying to ideate everything yourself and you start using chat GPT to draft your ideas but you stop but now what you draft are financial objectives and we have policybound agents that gets you there.

The future is not thinking about assets euros dollars or ETH or BTC. The future is financial flows where you dictate I want to achieve ABC and everything is taken care of for you. And what we do at Giza which you know excites me every day is we maximize two currencies of life that is the most important which is your wealth and your time and we will continue to do so. If you are an institution, if you're a fun or if you're a retail user that would like to have a happier and wealthier life, please feel free to reach out to me after my talk and we'll be happy to chat. Thank you.

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