Unlimit Workshop - ETHGlobal 2024

[Music] let me do it quick um we are launching here at White Label apis this is the first the first time that we're publicly speaking about it and you know the hackathon will have three challenges feel free to interact with our apis and we're talking a little bit about that um upcoming but uh yeah it's about checkouts crypto checkouts nft checkouts and domains like there might be a way like the idea is you to hack our a well wallet identifier system and integrated with ens uh currently is not is not available so that that would be part of the challenge um so a little bit about unlimit so we are all in one payment company basically I mean it started formerly known as Carpe in 2009 it started on becoming one of the most important players in Europe currently we are the the biggest player in Europe uh we got Global presence uh not only over there but also in lat America uh southeast Asia Africa and of course US and Canada um as a as a legacy company we hold Aquarian licenses across Europe uh Mexico Brazil also Hong Kong and more than five panding uh we off payment method methods in our traditional in our traditional services so we are trying to leverage those payment methods as well here in the in the ecosystem those are more more than a 1,000 payment methods including obviously um credit cards but also local Merchants I band accounts we are focused in crossb payments as well as uh you know the possibility to create bank iban accounts in Europe uh we're exploring to opening up and winding up into more more jurisdictions but currently it's available there and the car issuing uh we are also having a a special Crypt credit card program that it's uh in beginning was only available in Europe these um this quarter if we open it up in Mexico next year will be opened in Brazil as well uh so then we why we decided to tap into the market first of all obviously we all know here that the cryptocurrency market is worth more than $2.4 trillion dollar currently it's surpasses economy such as Canada or Japan uh so it's it's impossible to keep ignoring it and unlimit was Visionary enough to start building the widget two years ago and then launching it officially in less than a year and a half ago so we we having this pathway it's still the incipient stages but we already are creating it how it works a little bit about how it works the you know the whole checkout experience so basically you're a car holder you want to buy in an e-commerce or whatever you you go to the store The Merchant and you the merchant will have a POS system that POS system connects you to a processor it might be a third party like square and that processor has a a agreement a relationship with an acquirer let's say worldpay and the worldpay has a relationship with networks obviously MasterCard Visa um you pay JCB or others that that Network immediately asks your bank account whether you have sufficient funds or not if it's sufficient well the response is like a processor um transmits the me transmits the message and the POS gives a final response to the merchant and the transaction is complete so basically that's the traditional structure and that's how it worked how it's been working like for the last two three decades what it's our secret spice you know on limit has a has a in any it has a Upstream Downstream integration so in any Endo of the whole value chain equation that I just showcase you we do have a department and we do have a a person or a group of entities that are in charge so for instance if we're talking about the the case of the car holder um they do have a car holder they do have a third party that is not a principal member of of Visa Network MasterCard like we are they have a third party processor such as trip and they have a third party acquir such as warpe whatever uh that happens with M that happens with banga with the others you know but on on the contrary what we do have is we are principal members of the networks Visa Mastercard un pay JCB even discover and we are processor where we have our own processing uh services or infrastructure back in in Europe but also in Latin America and Southeast Asia and we are our own aquired as I mentioned it to you before uh in more than five jurisdictions so that's why we are offering like One-Stop solution to the whole to the whole ecosystem we creating we're aiming to embrace the next generation of fat on and off ramps and obviously our coverage is more than in 150 countries in credit card acquiring and debit card uh we have more than you know team more in than 10 languages available more than a thousand payment methods 30% uh 30 30 Fiat currencies that we we are offering a more than 50 crypto assets across 12 different networks all of that will be available in the API docks that will be shared with you basically yeah we are the third generation we're playing this game as a first mover early in terms of like we as like such as a strip we hold the whole equation the whole points in the equation stri has been more timid strike has been more shy to full-fledged you know the the whole deployment in a in a transaction it's only available for instance in the US and for polygon Solana on the contrary we are available in across the five continents we offer more than 50 assets and in more than 12 different networks so it's a it's a pathway that we already got uh and you know we of course we are surpassing surpassing these second generation competitors some of them they're not even more in the market such as Prime trust or wire um but they again they lack of the acquiring licenses they got of the integration of the whole pie and this is a matter of you know fees so this is a battle regarding fees and the more the more pieces in the puzzle that you have the more leverage you have to lower the fees and that's why we're here and that's why we're here for the long term uh so what's next of course you know what what's it about you know the hackathon we need to launch check outs and obviously um in uh domains as well the checkouts important about cryptoria checkouts is it should be a seamless conversion we're talking to to approach the non crypto related businesses in e-commerce that's a that's the you know 95% of the market the whole Market digital Market that we need to address um and that allows a a user who has cryptocurrency to immediately pay in crypto without the need to you know go directly to a widget only paying in crypto it can be Cil coins it can be digital asset and it it is automatically converted to Fiat and settled and the merchant only deal with it with the with the Fiat you know some Merchants some businesses they don't want to deal with complexity so that gives us that gives them you know the the broader accessibility to a more people that are no Tech savy like us perhaps but that that's a majority of the population and that's a majority of the businesses you know the people from the the guy from the Delhi the guy from from a grocery store the barbar shop etc etc those are the businesses that we want to we want to approach what is advantage of as I told you is global Rich our competitor is Solly focusing in the states we are uh with a widespread presence in Europe latam North America Asia as well um we not only accept stable coin transactions in ethereum Sal and polygon but also in more than nine evm compatible networks Avalanche for instance arbitrum base uh binance smart chain as well uh and more available in the IPI documentation and well with our apis that I'm going to Showcase uh well we offer these that integration op to the merchants nft checkouts it's another possibility as well it simplifies the transactions basically it's it gain same story a guy who has who is a car holder and wants to purchase a skin or a a trump card in godson chain or every every every available you know nft Marketplace every collection he wants it just have the C and maybe have the nft and maybe you know in the future have a more crypto Centric experience but right now as a first coach just want to purchase those are the guys that we need to onboard more that's that's the next 1 billion people that we need to on board you know um it bar it lower the barriers the technical barrier still exists so we need we need to again the unbanked population the people who does who doesn't you know crave for the technology 24/7 those are the ones that are you you know 95% 97% of the population and the whole Market we need to grab a little bit of that chunk that huge chunk and that's the way we we can broaden the presence and the adoption and the last thing is it improves approval ratings currently you know cryptocurrency is being considered as a high risk for the merchants so if we process via digital Goods instead of cryptocurrency in the MCC codes for the credit card transaction in the quers uh they allow allows us a bigger you know U likelihood to get approvals in the transactions name extension wallets or domains it can be either way ens it's obviously the more popular and know but also it can be free name it can be Foo it can be you know there are several others unisoft has has its own ER domain as well coinbase as well and it's obviously is a to cycle in the ux because the user only needs its allias and that's it its allias is that links um his whole experience his whole wallet to every other decentralized app or every other interaction that they have on chain and of course it gives them the compatibility to top ethereum applications such as nft Marketplace and so on and so forth uh any some ideas that we do have I mean uh it comes natural intuitively sometimes it's e-commerce checkouts using credit cards of course crypto checkouts using either credit cards or apms we do have access to local apms for instance in Mexico we do have cash vouchers in Peru in Colombia in Ecuador in Brazil we got Peaks and Peak pay so we we get several other Integrations um and nft checkouts it can be for events it can be for tickets it can be for travels and last thing wait why don't kill two birds with one stone you know there's either ens domains hackathon is already ongoing as well or Unis swap Unis swap has also domains as well and they got another hackathon here so why not uh it's time to jump into conclusion so let me showcase you guys the white label apis uh if you guys anything you know if you anything question just give drop it to be and I will will I will answer it via telegram or wherever but yeah you basically you can customiz functionalities basically you can customize and personalize your kyc process and you can generate quotes and everything comes along naturally with your own U ux and workflow so you don't need to unmold or you don't need to adapt your whole workflow or whole experience to our widget now you can create and personalize the widget with your own branding with your own recog ition and with your own Mantra and the sandbox environment is available for testing with USD usdc and ethereum and usdc and usdt will be available not only in main it but also in binance smart chain uh these are the sources of the hackathon that they will be available also in the dashboard in the in the E Global website um the white label docks um ask me just after the the presentation and I will give you direct access to them as well but we do have also the API docks here last thing this is my telegram uh this is my Discord ch um username feel free to reach out to me and you know I wish you all the best and may the OD beavi in your favor with this [Applause] hackathon all right any any questions or all right just live yeah go h no for as of now yeah you can check it out here and the white labels and let me white labels here it says um it's only I think in in binance binance M smart chain for now in production stage we do have um you know as a product we do have in polygon as well usdc and usdt as well I even die even die in polygon as as well all right thank you [Music]