Revolution of Gateway Payments | European Blockchain Convention 9

[Music] 3 2 1 [Music] go hello everyone how are you today are you enjoying the event good good meet you let me introduce myself my name is kolina Hova and I am chief Administration officer of codo group um this is my first time at the event second time in Barcelona but for codo it's already the fourth time so we're very very excited to be here um I've been working with codo for sometime and I have to say that our work is very Dynamic my day is never the same because we love innovation of course and our CIO comes to me at least once a week and tells me Carolina I have an idea let's discuss about so then you don't see me for the rest of the day um talking of innovation it's been quite a busy period for us we've been working on new solutions to bring up to the market and I'm really glad to present them to you today first of all I would like to also introduce you my virtual colleague David who's going to introduce you codo as a company so uh David are you are you ready absolutely karolina I am ready to rock hi guys welcome to European blockchain Summit I'm David virtual senior key account manager of codo nice to be here with you and am very happy to present my company codo is a fintech company that builds white label solutions for financial institutions and Banks coming from 10 years of experience in crypto and financial Market we evolved into a leading fintech company offering top digital Finance Solutions such as core banking systems banking as a Services card issuing kyc is a Services acquiring POS terminal face payment okay so now let me pass you back to my colleague it was nice to meet you hope to see you at our stand thanks David that was very nice introduction maybe better than mine so I would like to add also that uh codo is present in over 10 countries between Europe and Middle East and we have currently opened a new office in Italy where I am glad to be based uh as a company our vocation is of course Innovation because we are constantly trying to push boundaries uh in order to bring U most innovative solutions to the market since uh of course you know we want to deliver fresh and efficient solutions to the financial um Market in order to bring the digital banking experience to new level today my presentation is about the revolution uh in Gateway payments uh since this is really you know related to quite a significant transformation in a way people make payment today and uh since codo is offering different solutions let me take you through it I would like to start with our main and uh most top rated solution that is really popular with all customers that are attracted to the crypto environment card issuing codo um provides card issuing in two different ways uh first of all let me highlight that uh we actually built our own core banking platform and also API integration inhouse which is connecting to issuing of prepaid and debit cards connected to uh crypto cards uh payout cards expenses and gift cards let's have a look at the solutions together first one is the full core banking as I mentioned so this one is ideal if you as a business want to start a new business model or you're looking to become a bank we have a full 360° solution for you ready to go this solution contains a mobile app front end and back end of course also your very own branded cards uh all you need to do is provide us with your marketing materials and card design and we implement and create all for you next is our API integration which is ideal for companies that are already on the market and uh for example those companies provide bullet services and would like to implement cards to expand in this case uh we provide the back end for you but also SDK front end which is fully customizable thanks to our send box and of course you will get the cards um so to summarize we can basically provide any kind of card program related to cryptocurrencies and with codo Technologies you're ready to go live within couple of weeks uh I would really like to highlight that you can have this service in any country with us thanks to our deals with multiple sponsor um multiple providers located worldwide so wherever in the world your uh clients are you can have the cards with us we really we aggregate this all of this in in in one card program last but not least you don't need to have your own license you can work under our distributor agreement and provide Financial Services with our license or our partner's license next service is crypto to bank which is very popular for individuals it's very very simple it's a very fast way to convert or receive crypto in your bank account so all you need to do is basically uh go to our website create an account provide your wallet address and then uh from there you can receive um currencies in your account instantly so once your wallet receives the crypto you receive the Fiat currencies in your bank account with sepa uh we provide the service in three currencies which is Euro USD and GBP now um I am very very excited to present our next service that is quite new and it's in-house developed it's our very own kyc service so uh let's watch a short video about for introduction starring me [Music] [Applause] okay so first of all why did we decide to go ahead and uh implement this service well um I had many clients asking me constantly about faster card or crypto card verification so in this case um we have have invested some time into developing a full platform for the market which will help to speed up the process and will as well as well um help to avoid uh scams or fraud our system works under blockchain and uh artificial intelligence software where the machines basically learn more about your customers and also about their behavior with us you get in a in a pack let's say identity verification biometric verification AML and pep sanction check uh we provide address verification liveness detection and face match all of this is accomplished within 10 seconds so it's really fast for a really competitive price on the market with just one Smile as you can see on the video this is our USB that you smile and you get verify smile and verify um I would like to add that our targets are B2B companies such as uh exchanges financial institutions Banks but also we expand in the hospitality sectors or Airline uh regarding our offer there are two options and it's very simple it's up to you whether you want to prepay all in one package or if you want you can choose one of our bundle plans um regarding uh the prices H as I said it's very very competitive because we really wanted to meet the different needs on the market and um I also would like to add that with us you have no monthly costs no maintenance fees and no commitments this is this is very good next um for us is banking as a service which is our newest addition so let me explain you a bit more codo has um two different options um to provide first one is the opportunity for company or individual to open a bank account with us so um it's very simple all you need to do is go to cop.com and create an account individuals receive an account with one iban and companies after verification receive an account with multiple ibin so this is if you're an end user you know company looking to open an account you can do that with us then uh the next solution for us is our white label banking as a service API for companies that are looking to integrate this into their existing services so we basically give opportunity to the companies to provide um accounts for individuals or corporates so this is white label solution and uh with ask we guarantee low cost no licensees required is really easy and fast on boarding with us and the Ian is uh worldwide so BAS basically we enable the company to become a Nao Bank um thanks to using our white label platform and our own license now next um about the future for us um I will tell you a bit more about this so uh please put your hands up whoever recognize themselves in this situation at an airport I travel a lot sometimes I have to run and I don't remember where is my passport where is my boarding pass my phone is off I cannot find anything and I'm stressing hands up who's ever been in this situation who checks their passport every 10 seconds in the queue ah not many but me too so um some of you might remember when my colleague about year ago was talking about our vision of um basically integrating uh face payment recognition so your face would be your card or your face would be your ticket boarding ticket to a plane or checking for a hotel I have good news because uh we have decided to start on this project currently we're discussing the project and uh implementation how it's going to all work so we can introduce you this as a new service very soon um our vision is to help to simplify the process of the user verification for businesses you know such as airline industry Hospitality but also Merchants um it means that um all would be logged in one platform all your details after you get verified and you don't need to show anything if you get to your boarding gate you just look into the device it recognizes your face and you are good to go the airlines know oh it's kolina she's getting on the board and she's sitting at 4f um currently we're implementing this service in hotels in Italy where we're testing this and we would like to expand globally in the next quarter so this is the plan for future um I would also like to add that thanks to the biometric payment or recognition there will be no Taft and no chargebacks no frauds and no transactions fee so we're really looking forward to introduce this to you as our next step and um yeah I believe that uh my present is at the end thank you so much for your attention enjoy the event and I hope to see you at our booth 212 I'll be here all day and tomorrow also looking forward to see you guys thank